Terms, privacy, and disclosures.

1. Who we are

LoanConnectIndia.com is operated by FinArch Technologies Pvt Ltd as a Loan Service Provider (LSP) under the Reserve Bank of India’s Digital Lending Directions, 2025. We source, compare and service credit on behalf of our Regulated Entity (RE) partners — banks and NBFCs — and never lend on our own book or pool/hold borrower funds.

2. Terms of use

• Loan offers shown are indicative comparisons; final terms are confirmed in your Key Fact Statement (KFS) before any loan is finalised.
• We charge borrowers no fee for arranging credit — our revenue comes from the lender, never you.
• You must be at least 18 years old and provide accurate information; misrepresentation may result in an application being declined or a loan being recalled per your lender’s terms.
• Content on this site (illustrations, copy, product descriptions) belongs to FinArch Technologies Pvt Ltd or is used with permission; partner logos belong to their respective owners.

3. Privacy policy

We process personal data under the Digital Personal Data Protection Act, 2023 (DPDP), on a purpose-limited, consent basis — for example, a credit bureau pull only happens after you've granted that specific consent, and you can withdraw any consent at any time from your dashboard. Sensitive fields (like PAN) are encrypted at rest, and data is stored in India.

4. Grievance redressal

Grievance Redressal Officer: Priya Nair — grievance@loanconnectindia.in / 1800-123-4567. Nodal Officer: Rajesh Menon. If a complaint isn’t resolved within 30 days, you may escalate to the RBI Ombudsman via the Sachet portal.

5. Full regulatory disclosure

For the complete list of Regulated Entity partners, product-by-lender rates, our ranking methodology, and RBI Digital Lending App (DLA) registration details, see our public disclosure page, maintained separately as a live, RBI-mandated document.