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Notes on borrowing, lending, and the rules in between.

Regulation·August 2026

Understanding the Key Fact Statement: what RBI's 2025 Digital Lending Directions mean for you

Every loan offer now comes with a KFS showing the all-inclusive APR, every fee, and a mandatory cooling-off period — here's what to actually check before you acknowledge one.

Government Schemes·August 2026

PMEGP vs. MUDRA vs. Stand-Up India: which government scheme fits your business?

Three different subsidy structures, three different eligibility bars. A side-by-side look at margin-money subsidies, collateral-free limits, and who each scheme is actually built for.

Borrowing Basics·July 2026

How all-inclusive APR actually works — and why the lowest interest rate isn't always the cheapest loan

Processing fees, insurance add-ons and prepayment charges can flip a rate comparison on its head. APR folds all of it into one number — here's the math behind it.

MSME·July 2026

Five documents every MSME needs before applying for a working-capital or equipment loan

GST returns, bank statements, and an equipment quotation go a long way toward a faster sanction — a practical checklist before you start comparing lenders.

Regulation·June 2026

What 'no borrower fee' actually means under the LSP model

LoanConnectIndia is paid by the lender, never the borrower. Here's what that structurally rules out, and what to watch for on platforms that aren't built this way.